Medicare Supplemental Insurance

All day yesterday I sat in on a certification class to be able to offer the local Humana HMO Medicare Advantage plan.  I was one of about 20 people in the class and I must say that  I need to RE-STRESS what I said in an earlier post a few months back.  Before I re-stress my point, I have to say that this in no way reflects anything on the Humana products, this post is entirely about the agents “selling” you products.  Humana’s products are just as good as all the others, if used in the right situation.

While in class I found myself surrounded by a bunch of people, which only 2 of the 20, would I consider half way ready to advise you on a solution for your situation.  Most only sold the Humana products, several only did this as a part time job because it is “Medicare Season” (sounds like they are hunting you like deer or something),  Several were independent agents but did not even offer supplements or said they did offer supplements and advantage programs but mostly talked people out of the supplements.

I must say I am concerned with the knowledge, or motivation of alot of agents selling medicare products that I have run into the past couple of years

Most of the halfway smart agents know there is a huge selling opportunity in the Medicare market, but that does not qualify them to assist you with picking a plan

So going back to my point with this post, you need to make sure you pick an agent that has all the options available and can walk you through the pros and cons of each plan so you can choose the one that is right for you.  Here is a link to my earlier post on how to pick an agent -> Here

Of course you can always call us for a second opinion- 816-254-6100 or toll free 1-888-262-0003

Happy Halloween!

Travis

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