Medicare Supplemental Insurance

Here are the 2010 Deductibles and Co-Pays for Original Medicare

• Part B Deductible – $155.00/calendar year
• Part A Coinsurance
  • Inpatient Hospital Stay days 1-60 – $1,100 (Part A Deductible, NOT per day)
  • Inpatient Hospital Stay days 61-90 – $275 PER DAY
  • Inpatient Hospital Stay days 91-150 – $550 PER DAY (These are 60 LIFETIME reserve days)
  • Skilled Nursing Facility days 1-20 – $0 copay
  • Skilled Nursing Facility days 21-100 – $137.50/day

Here are the Changes to Part B PREMIUM

• Part B Premium for those whose incomes are $85,000 or less ($170,000 or less for joint filers) AND who CURRENTLY (2009) have their Part B premium deducted from their Social Security Administration Checks – NO CHANGE – $96.40/month in 2010.  (Those qualifying for the Medicare Savings Program may have their Part B premium waived and would pay $0/month)
• Part B Premium for those whose incomes are $85,000 or less ($170,000 or less for joint filers) AND who DO NOT CURRENTLY (meaning 2009) have their Part B premium deducted from their Social Security Administration Checks – 15% increase – $110.50/month in 2010
  • Additional clarification – This means that those Medicare Beneficiaries who are NEW TO MEDICARE in 2010 will pay $110.50.  They may pay more due to higher income (see below) or they may have their premium waived if they qualify for the Medicare Savings Program.
• Part B Premium for those with Higher Incomes
  • $85,001 – $107,000 ($170,001-$214,000 for joint filers) – $154.70/month in 2010
  • $107,001 – $160,000 ($214,001-$320,000 for joint filers) – $221.00/month in 2010
  • $160,001 – $214,000 ($320,001-$428,000 for joint filers) – $287.30/month in 2010
  • Above $214,000 (Abover $428,000 for joint filers) – $353.60/month in 2010

Here are the Changes to the Part A PREMIUM (When applicable, most Medicare Beneficiaries do not pay a Part A premium)

• $0 – Those who have worked 40 or more quarters (self or spouse) of Medicare-covered employment
• $254.00/month – Those who have worked 30-39 quarters (self or spouse) of Medicare-covered employment
• $461.00/month – Those who have worked less than 30 quarters (self or spouse) of Medicare-covered employment and are not otherwise eligible for premium-free hospital insurance.

Comments are closed.