Medicare Supplemental Insurance

Let me guess, you have worked at your job for 30+ years and have never had to deal with finding health insurance because your employer always took care of it, now your coverage and help picking the plan have all dissapeared and you are out on your own trying to figure out this mess.

You Are Not Alone!

As an independent agent, I can’t tell you how many times I have heard this story.  If I had to guess I would say about 85% of the time.

There are probably a lot of things you want to do instead of learning how the health care system works, right?  You probably have an agent that you call on, who may or may not be an expert in Medicare options.  Even if he or she can provide a Medicare Supplement or Medicare Advantage plan for you, they may not be the perfect person to talk to.

How To Find The Perfect Agent To Work With?

A few suggestions to help you get started on your hunt:

1. Ask your friends or relatives who they work with, and quiz them on why they chose that person. Did they educate them on all of their options?  Did they help them understand the current economic situation and how that will impact the future of their benefits?  Do they keep in touch with them on a regular basis?
2. Check with your local Better Business Bureau. Go to http://www.bbb.org and type in your zip code to search for an agent or to check out a local agent.  I would choose one that is an accredited business, because that shows they hold themselves at a higher standard and want to prove that to you.  It does take a few years in business and establishing a reputation before the Better Business Bureau will even look at the accreditation process for them.
3. Interview that agent. Ask questions like

• Are you an independent agent?
• What types of Medicare plans do you offer?
• How many companies do you work with?
• How do you choose which companies to place your clients with?
• How many clients do you have?
• Do you have any references or testimonials?
• What kind of support will you provide me after we sign up for a program?
• What happens if my rates increase next year?
• Will my plan coverages change each year?
• Do I have the option to change plans?

When you select an agent with this process you are more likely to find one who will help serve you for the long term.  Be aware, that there is a host of new agents entering the marketplace each year who will not be around in the years to come, so make sure you find one that will stick by your side.

If you have any questions please feel free to call us at 1-888-535-0999

~Travis

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