Medicare Supplemental Insurance

Prior to Medicare Part B starting in 2005, Plans H, I, and J had Drug (RX) coverage. When Medicare Part D became available, insurance companies could no longer include RX coverage on these plans because the Part D coverage was better for the clients. When Plan J had RX coverage, it seemed to be too expensive for most people to purchase. Now Plan J is being offered at competitive rates by some companies. Plan J is the most comprehensive Medicare Supplement Plan.

In our experience, Plan F is the most common plan chosen. There are two differences between Plan F and Plan J. Plan J covers up to $120 of preventative care not already covered by Medicare and it includes as a benefit At-Home Recovery.  When comparing plans, today Plan J can be a very good option. Contact us today to review your options.